Since 1996, Gardner Mortgage Inc. has specialized in the financing of residential real estate throughout California. A Better Business Bureau accredited lender with an A+ rating for 18 consecutive years, Gardner Mortgage offers expert advice, over 50 years’ experience in California residential lending along with the most competitive loan programs, terms and options. In an era of constant change and market fluctuations, Gardner Mortgage has remained a constant with over 20 years in the same location and have earned a reputation for outstanding client service.

Our Philosophy

When we opened our doors in 1996, our goal was to provide the very best possible loan experience for our clients. Buying a home is the single biggest financial endeavor most will people will make in their lifetimes. Understanding this fact, we communicate continually throughout the loan process to insure our clients are both well-educated and well informed. From the very first phone call through the close of escrow, we offer our clients the guidance, assistance and experience to insure, whether purchasing your first home or moving up to your dream home, your transaction goes smoothly and efficiently. For those refinancing an existing property, our experience and innovative solutions offer the right loan option for your needs. Whether simply lowering your interest rate or strategies to help pay off your mortgage early, we provide our client’s options to achieve their financial goals.

Contact us

Phone: (619) 497-6125
Address: 2667 Camino Del Rio S, San Diego, CA 92108
Email: gardnermortgage@msn.com
CA DRE # 01319161 / NMLS# 313726